— The Netherlands — Europe
Prudential Regulation
Consultancy
Specialised advisory in European and international prudential financial law
Prudential Regulation Consultancy is a small firm based in the Netherlands that is operated by Dr. Bart P.M. Joosen. He possesses extensive experience in European and international prudential regulation. After briefly holding an academic role in 2024 and 2025, he has resumed in 2026 his practice to assist clients with matters relating to prudential law and the prudential supervision of financial institutions, including crisis management and resolution issues.
The firm works exclusively for businesses in the traditional financial sector, primarily for banks, insurers, investment firms and other companies subject to prudential supervision. By focusing on this core specialism, in which knowledge and experience has been built up over the past 30 years, the firm is able to provide effective, specialised and authoritative advice to its clients.
— About
The firm
The primary focus of our consultancy is the provision of advice on the prudential regulations and supervision, capital and liquidity adequacy and risk management.
Drawing on extensive expertise in the realm of internationally oriented financial services, encompassing domains such as banking, insurance, investment firms and payments and securities clearing and settlement infrastructure, we seamlessly integrate pragmatic approaches with insightful counsel. Our commitment to assist clients to adhere rigorously to all applicable current and future regulations remains resolute, ensuring both efficacy and pragmatism in our counsel. This approach is underpinned by a commitment to early intervention, problem solutions and precautionary measures, principles that form the cornerstone of the firm’s methodology.
The approach adopted is invariably meticulous, comprehensive and adapted to the specific requirements of each client. In the context of dynamic and ever-evolving environments, the services offered are designed to offer clarity, certainty and peace of mind, particularly in the areas of enhancing internal controls, fortifying governance structures, upholding strong capital adequacy, ensuring thorough liquidity management and facilitating complex transformations and risk transfer transactions and structures.
The firm at a glance
Principal Dr Bart P.M. Joosen
Based in Amstelveen, the Netherlands
Clients Banks · insurers · investment firms
Focus Prudential law & supervision
Advice that serves as a compass
We translate complex prudential regulation challenges into clear strategies that bring calm and direction. With a keen eye for detail and thorough understanding of complex international prudential regulation standards and frameworks, we craft solutions that strengthen your position.
Resonant, results‑driven vision
In a world full of complexity, you choose clarity: a strategy that is not only logical but also feels like full control over your compliance with prudential regulation. We combine deep expertise with a refined approach based on a long track record in advising on prudential regulation matters, so every step is purposeful, effective and measurable.
Craftsmanship in execution
Our method is meticulous and personal. We listen, analyse and design with attention to nuance — from initial exploration through to implementation. That yields not only solutions but also buy‑in from the supervisory authorities and lasting impact.
1987 Law degree, Tilburg University
1998 PhD conferred, Tilburg University
Practice Various domestic and international businesses, law firms and consultancies
Academia University of Amsterdam (UvA) . VU Amsterdam · Leiden University . EUI Florence, European Banking Institute
— Biography
Dr. Bart P.M. Joosen
Dr. Bart P.M. Joosen (1963) is educated as civil law lawyer at Tilburg University, the Netherlands. He obtained his (equivalent to) LLM degree in 1987. After completion of his academic study, he was appointed as lecturer in the law faculty of Tilburg University in 1987 and he lectured company law and the law of groups of companies in the period 1987-1990. Concurrently he worked on a comparative law study on the Dutch and French legislation for bankruptcy of companies and was admitted in 1988 and 1989 as a fellow researcher to the Université de Paris I (Panthéon-Sorbonne). He successfully defended his dissertation on “Transfer of undertakings in bankruptcy” at Tilburg University and was promoted to doctor in law science (PhD) in 1998.
After his time at University, he first worked as in-house legal counsel at Philips Electronics in Eindhoven until 1992 after which he became active in private practice in Amsterdam. Working for law firms associated with Andersen, PricewaterhouseCoopers and KPMG, Bart became very familiar working as a lawyer in multidisciplinary teams. Bart Joosen headed the Amsterdam Finance & Projects practice of the global legal services firm DLA Piper after he joined this firm in 2006. From September 2015 until April 2023, he worked in a niche boutique law firm set up by him to free up time to return to part-time academic positions held at the University of Amsterdam, Vrije Universiteit Amsterdam and the Florence School of Banking and Finance at the European University Institute in Florence, Italy. Bart Joosen was from 1 July 2023 until 1 August 2025 a full professor Financial Law at Leiden University. The chair was held on a full-time basis until 1 January 2025 and on a part time basis until 1 August 2025. Before the set up of Prudential Regulation Consultancy, he held a few interim positions as General Counsel at a Dutch listed business and at a Dutch asset manager.
A full resume is available upon request.
— Expertise
Areas of Expertise
Expertise and experience has been built up in the following main areas:
— Risk management and compliance with financial institutions
— Accounting topics in a regulated environment
— Eligibility Testing Regulatory Capital (CET1, AT1 and Tier 2)
— Assessing adequacy of credit risk, market risk and operational risk frameworks
— Payments and securities clearing and settlement infrastructures
— Market access and authorisation of firms and qualifying holding investors
— The supervision of financial groups (Consolidated, Supplemental and Conglomerate)
— Risk transfer transactions (re-insurance, securitisations, derivatives)
— Pillar 2, SREP and ORSA Processes and Implementing SREP/ORSA Measures
— Private and public financing transactions
— Governance and remuneration of financial institutions
— Crisis management and (pre-)insolvency recovery and resolution
Profound knowledge of the following international regulatory frameworks and international standards:
— Basel Accord of the Basel Committee on Banking Supervision
— Key Attributes of Effective Resolution Regimes for Financial Institutions of the Financial Stability Board
— European Capital Requirements Regulation and Directive
— Investment Firm Regulation and Directive
— Solvency II and Solvency II Delegated Regulation for Insurers
— Bank Recovery and Resolution Directive and SRMR
— Single Supervision Mechanism Regulation and ECB's SSM Framework Regulation
— Insights
Insights
Prudential Regulation Consultancy will regularly share Insights with clients and anyone who wishes to use these Insights to inform their own thinking.
These insights address current developments in European prudential law and supervision, examining, at an abstract level, issues arising from the policies of the supervisory community or from choices made in legislation and regulations.
— Legal
Legal Information
Use of Artificial Intelligence
We wish to disclose that parts of the content on this website were written in the native Dutch language and translated using DeepL Translator®. In addition, DeepL Write® was used in certain sections to improve and shorten texts. Following DeepL’s transition to AWS Global, Prudential Regulation Consultancy will no longer use this software when carrying out work for clients.
Not a Member of the Dutch Bar Association.
Prudential Regulation Consultancy is a private firm and is not registered with the Dutch or Amsterdam Bar Association. Confidentiality is ensured when providing services to clients through bilateral Non-Disclosure Agreements. Individuals employed by Prudential Regulation Consultancy cannot invoke the attorney-client privilege as it applies to licensed attorneys, and confidentiality obligations are based solely on the terms of bilateral contracts, not on the application of the Dutch Bar Act (Advocatenwet niet van toepassing). Accordingly, the firm or its associate is not authorised to represent clients in court proceedings. The firm can assist in referring clients in respect of such matters to its extensive network of law firms.
Terms of Business.
Our Terms of Business apply to all our services. In addition to an explicit reference to them in our engagement documentation and their provision upon the issuance of assignments, the Terms of Business are also made publicly available through publication on this website. They can be downloaded via this link.
Privacy Statement.
In providing services to our clients (and their business representatives and employees), Prudential Regulation Consultancy strictly adheres to the requirements of the General Data Protection Regulation. Our Cookie Policy and other aspects of protecting the privacy of our business partners and clients are outlined in the Privacy Statement, which can be downloaded via this link.